Benefits & Services
Holiday Check List
Whilst you are covered for a wide range of sporting activities there are exclusions for participation in high risk sports and leisure activities. There is no cover when participating in professional or organised sports, racing speed or endurance tests and dangerous pursuits. Prior to taking part in any sporting activity whilst on holiday you should ensure you are aware of any exclusion to the policy cover.
Getting treatment abroad in the event of a medical emergency can be expensive. Whilst you have cover up to £5,000,000 for medical emergencies that may occur whilst travelling abroad please note this is not a private medical health insurance policy. Private treatment will only be paid where there is no appropriate reciprocal health treatment in existence. For trips in the EU you should ensure that you have the new European Health Insurance Card (EHIC). To obtain the card ring 0845 606 2030, pick up an application form from the post office or apply on line at WWW.EHIC.ORG.UK . In the event of a medical emergency whilst abroad the medical assistance service must be notified immediately on +44(0)20 7183 3751.
The scheme provides cover for you, your co-habiting partner and dependent children up to the age of 18, or 21 years if they are in full time education. Your partner or children are covered even if they are not travelling with you. If your child is going on a school trip make sure that the school are aware of the cover available and how to access help in the event of an emergency.